NEW ECHECK PATENT PENDING TECHNOLOGY PROCESSES CHECKS
FOR HIGH RISK AND LOW RISK MERCHANTS!
Our Echeck system utilizes the current US check clearing network to debit funds from consumer checking accounts. This new system verifies account data real time or non-participating banks same day. No more waiting for nighttime batches and 72 hour wait time to verify a transaction.
By using the check clearing infrastructure our merchants are limited to a maximum 60 day dispute window for payments. 8 US states offer this and the remaining 42 states only have 30 days to dispute
Faster Settlement/Reduced Returns:
This revolutionary check processing system reduces settlement time into your account and tremendously reduces returns since we are using a bank by bank verification process on every check that we process. The system allows merchants to have superior payment processing and detailed reporting on all transactions. Account transaction access and reporting are available 24/7.
3 Ways to Post Transactions:
Merchants can post transactions via web interface using our Virtual Terminal to connect with our servers and upload files. Larger merchants can use API Connect by integrating existing payment system directly with our gateway. Merchants can also allow their customers to use a hosted payment page Payment Link for direct order input.
1 Day Setup – Best Rates – Usually No Reserves:
Our risk assessment manager can have you set up and doing transactions in 1 day and they will assign a rate that will fit your risk model, volume, and average transaction amount. Our rates are extremely competitive. Normally no reserve is required. Also a US bank is not necessary – we will wire to your bank wherever it is.
No Setup or Monthly Fees:
We do not charge a set up or monthly fee – only the normal fees for transactions and returns
Not Governed by ACH Rules:
This process is not ACH and therefore it is not governed by ACH rules and regulations – normal check rules do apply.
High Risk Credit Card Processing:
We provide for low-cost online internet credit card processing merchant accounts for both Low Risk and High Risk merchants. Our solutions provides merchants with their own merchant account, online processing of credit cards (Visa, MasterCard, American Express, Discover), shopping cart links, virtual terminal, and site enablement. We can enable merchants in most High Risk categories. Read more on our Credit Card processing.
CALL US TODAY OR SUBMIT THE FORM FOR MORE INFO