Electronic Banking Systems EFT (EBSEFT) provides ACH processing services and electronic payment systems to businesses of all sizes.  Our primary service is  Electronic Funds Transfer of Funds (EFT) from a customer to a merchant bank account, including Check by Phone EFT and Direct Deposit for paying employees and vendors.

EBSEFT works with hundreds of check recovery and collection agencies to electronically collect on their NSF paper checks using RCK Processing and Consolidated Check Returns. 

Our services include Point of Sale Check Conversion for retail customers and electronic Check Verification services. 

We provide Credit Card Processing using our state of the art Virtual Terminal which provides for recurring processing of monthly debit files. Many of our clients start off using Q~Check - an easy to use check by phone or fax check printing software.

HIGH RISK CHECK PROCESSING – we process for both high and low risk merchants using  the current US check clearing network to debit funds from your customers. New patent pending Echeck system verifies account data real time or non-participating banks same day.

Our system features Fastest Payout, Best Rates, Mostly no Reserves, All Done in House – no outsourcing. Also – 1 Day Setup, Flat Rate or Percentage Rates, No US Bank Account Needed and No Set Up Fees

All done via Internet Link or Virtual Terminal
 
We can also process High Risk Credit Card Merchants